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  • A Place to Call Home

Brandon Neighbourhood Renewal Corporation envisions a vibrant, healthy, sustainable community neighbourhood of empowered stakeholders, successful community projects and partnering organizations.

Solutions to End Poverty Permanently (STEPP)

STEPP homes help Brandon residents move from rental housing to home-ownership and provide an opportunity to build equity. Currently there are no STEPP homes available. Please contact the This email address is being protected from spambots. You need JavaScript enabled to view it. to be put on a waiting list.  

The STEPP program provides an opportunity for low-income families to become first time homeowners. 

  • No down payment required
  • Homes are built at reduced construction prices
  • Energy efficient designs help reduce utility costs

steppHome steppInside

How does it work?

STEPP Home # One was appraised at $210,000. The homeowner required a mortgage of $150,000. CMHA holds a no payment, no interest second mortgage for the remaining $60,000 ($150,000 + $60,000 = $210,000)

When the original buyer sells their STEPP Home, from the proceeds of the sale, the seller must pay back to CMHA the full second mortgage ($60,000), plus 29% of any money made by the seller above the original $210,000 appraised value.

These funds are deposited in a Never Ending Low Income Housing Fund. Every cent in this fund will be spent on building more STEPP Homes, and once those Homes are resold, those funds are returned to the fund in a never ending cycle as a Solution to End Poverty Permanently.

Who is eligible?

You may be eligible if:

  • Your total household income is in the low to low-medium income range
  • You have not owned a home in Brandon, MB
  • You are a Canadian Citizen or Permanent Resident of Canada
  • You are a current resident of Brandon, MB and have been for 12 months prior to applying

Who is involved?

The Canadian Mental Health Association (CMHA) and the Brandon Energy Efficiency Program (BEEP) are the lead contributors in the construction of STEPP Homes.

CMHA provides a wide range of innovative services and support for people across the nation. CHMA is involved in many affordable housing initiatives in Brandon.

BEEP is administered through the Brandon Neighbourhood Renewal Corporation and funded through Entrepreneurship Training and Trade. The program provides carpentry skills training to individuals with limited work experience. BEEP renovates and builds energy and water efficient, low-income affordable homes in Brandon.

Manitoba Housing Authority and the City of Brandon have also been key contributors to the STEPP Homes.

Donations

All donations are tax deductible and will be used and reused endlessly to help family, after family, after family move out of poverty. To donate, please send a cheque indicating it is for the STEPP Home Program, payable to:

CMHA Westman

23-12th Street

Brandon, Manitoba

R7A 4L6

Funding From:

Canadian Mental Health AssociationBNRC  
  City of BrandonGovernment of Manitoba

GoC